A puzzle! It seems like every short sale has a twist of some sort or another, but this one was bigger than most.

This home in Camarillo had a 2nd Deed of Trust from Bank of America that had been written off (charged off) 3 years ago according to one source, but this year varied from one department to another! In the byzantine world of Bank of America with its 100,000 workers, no one could figure out which department or entity within the bank “owned” the note.

Fortunately, Leslie has an inside person high in B of A that “assigned” responsibility to an entity in Florida and they did the necessary paperwork for this deal to close.

But to show how frustrating dealing with big lenders can be, Leslie had also contacted the escalation people at HAMP (they track these issues), and yesterday (coincidentally!) Leslie’s contact called to say he couldn’t get anyone at B of A to accept responsibility for this note! They both just laughed when Leslie said the deal just closed.

It’s quite like the letter Leslie got from Chase earlier this month about a short sale she closed earlier this summer…