Just as our local communities have evolved, we've seriously considered for the past several years how we could someday "give back" and "finish well" - expressions that can mean a lot of things to different people.
As part of our research into opportunities for service, in early 2013 we contacted a Peace Corps recruiter who helped us start our journey. But our new path wasn't going to be as straight and easy as we thought! And so we began a transition into something completely different from the routines we've known for the past 30 years - and have begun a path that's leading into the exciting unknown. This will be our story!
By Don | July 2, 2009
FEMA is proposing changes to boundary areas for 100 year flood zones that primarily affect the Oxnard area. Homes that are in these areas will be required to obtain flood insurance. There will be a community meeting at 7 p.m. on July 8th at the Oxnard High School Performing Arts Center at 3400 W. Gonzales Road. Here is FEMA’s fact sheet, and here is their map (9.5 MG).
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Home buyers,
Home sellers
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By Leslie | July 2, 2009
HUD yesterday announced that homes can now be “underwater” up to 125% (compared to the previous 105% limit) of value and still qualify for the Home Affordable Refinance program established earlier this year by the Obama administration. This applies to borrowers current on their payments who have loans currently owned or guaranteed by Fannie Mae or Freddie Mac. Read HUD’s press release for more details.
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By Leslie | July 1, 2009
Taking a page from the auto industry, and to help provide first-time home buyers with peace of mind when purchasing a home, the California Association Of Realtors® Housing Affordability Fund (C.A.R.H.A.F.) is offering a free supplemental insurance product for qualified first time homebuyers. Through this program, first-time home buyers who lose their jobs due to layoffs may be eligible to receive up to $1,500 per month, for six months, to help make their mortgage payments, and qualified co-buyers can receive $750. Questions? Call and ask me about this!
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Home buyers
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By Leslie | June 23, 2009
In our June newsletter read about our open house musings, cross currents and Making a Difference… and charts and commentary about inventory is way down and prices are heading up!
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2009 newsletters
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By Don | June 18, 2009
LA Times chart from June 18
The general media is starting to catch on that home prices have finally turned up. The main article in today’s LA Times business section headlines, “Home prices edge up for 1st time in nearly 2 years”. Click on the graph to see an uncompressed version showing the upturn.
What regular readers here know from our reporting is that inventory is way down, interest rates are still low, the $8k first time home buyer tax credit is out there, and home prices are still relatively “affordable”. But buyers today (especially at entry level homes) must contend with competition from other buyers, and reminescent of the go-go years, multiple offers on well priced homes are common.
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