Just as our local communities have evolved, we've seriously considered for the past several years how we could someday "give back" and "finish well" - expressions that can mean a lot of things to different people.
As part of our research into opportunities for service, in early 2013 we contacted a Peace Corps recruiter who helped us start our journey. But our new path wasn't going to be as straight and easy as we thought! And so we began a transition into something completely different from the routines we've known for the past 30 years - and have begun a path that's leading into the exciting unknown. This will be our story!
By Don | April 29, 2009
The Treasury provided a fact sheet yesterday about the Administration’s plan for dealing with homeowners with second mortgages struggling to make their payments. These payments could be lines of credit or second loans used to limit or eliminate down payment requirements. It’s part of the Administration’s Making Home Affordable program.
The Second Lien announcement provides a fact sheet of how the program will work, and the Making Home Affordable site provides info on refinancing or modifications to home loans.
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The Fed & Housing policy
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By Don | April 28, 2009
The House earlier this year passed their version of giving Bankruptcy judges authority to modify ( or “cram down”) homeowner loans in the housing rescue bill, but that provision has stalled in the Senate under heavy pressure from the banking industry. Read the rest of this article »
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The Fed & Housing policy
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By Don | April 15, 2009
Today’s Wall Street Journal front page headline states “Banks Ramp Up Foreclosures” and a look at Ventura County’s March foreclosure filings as published by ForeclosureListService.com confirms that headline. Read the rest of this article »
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Foreclosures
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By Leslie | April 9, 2009
In this month’s newsletter read about our first time home buyer who just closed escrow with a 4.0% fixed rate loan, the Mortgage Protection Program that is offered for first time home buyers, the results of our home buyer workshop and “speed dating” caravan, and lastly, commentary and stats about inventory being way down.
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2009 newsletters
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By Leslie | April 6, 2009
Ventura real estate activity is directly reflected in homes pending that have gone into escrow. This data is taken directly from the Ventura MLS and provides a monthly and quarterly summary since January 2007.
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