Just as our local communities have evolved, we've seriously considered for the past several years how we could someday "give back" and "finish well" - expressions that can mean a lot of things to different people.
As part of our research into opportunities for service, in early 2013 we contacted a Peace Corps recruiter who helped us start our journey. But our new path wasn't going to be as straight and easy as we thought! And so we began a transition into something completely different from the routines we've known for the past 30 years - and have begun a path that's leading into the exciting unknown. This will be our story!
By Leslie | March 27, 2009
We had about 16 people attend our first time homebuyer seminar last night at the CitiBank conference room in Ventura. Don covered the new $8,000 first time buyer tax credit and financing. In the second half, I covered “reality checks” first time buyers face, plus reviewed the Residential Purchase Agreement which covers the rights and responsibilities of both the buyer and seller. Tomorrow (Saturday) we take these folks on a “speed dating” caravan of REO properties in Ventura – weather looks great for a fun morning!
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Home buyers
By Don | March 21, 2009
Today is Saturday morning and Leslie and I are back from my Tenant in Common Association (TICA) conference in San Diego. With the bombshell announcement by the Fed on Wednesday, I was curious to see how fast interest rates would soften, so this morning I checked a mortgage rate sheet we get daily and was pleasantly surprised to see that rates have softened by about 1/4%. Not too shabby! It would appear the Fed’s decision is starting to have its intended impact on the mortgage market.
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Mortgages/Interest rates
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By Don | March 19, 2009
After yesterday’s post about the Fed pumping 1 trillion into bond purchases, Bill, a client, emailed me this website that pictorially shows what one trillion dollar bills look like – unbelievable! Thanks Bill.
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The Fed & Housing policy
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By Don | March 18, 2009
Driving down to San Diego today to attend the Tenant in Common Association’s spring conference, I was blown away listening to the radio that the Federal Reserve will buy up to 1 trillion dollars of bonds. Huge news! It was reported that this caused the most significant drop in yields on 10 year Treasury bonds since at least 1962. But how does this affect potential homebuyers? Read the rest of this article »
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By Leslie | March 16, 2009
Our March newsletter is good reading about the $8,000 tax credit for first time home buyers, the FEAR factor and “embracing the gorilla”, our first time home buyer workshop on March 26th following up with our “speed dating” caravan” of foreclosed homes in Ventura on March 28th. Lastly, our tech musings about smart phones!
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2009 newsletters
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